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The SDK reads its config from three places. You rarely need more than the two credentials.

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Settings

SettingEnv varConstructor kwargDefault
Public API key idMUDRAID_API_KEY_IDapi_key_id=required
SecretMUDRAID_SECRETsecret=required
MudraID base URLMUDRAID_BASE_URLbase_url=https://api.mudraid.ai
The v0.1 alpha still ships an older placeholder as its built-in default. Set MUDRAID_BASE_URL=https://api.mudraid.ai explicitly until the package default is updated.

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Precedence

Kwarg beats OS env. OS env beats .env file. 
# .env sets one value, but an explicit kwarg wins:
agent = Agent(base_url="https://api.mudraid.ai")

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The .env file

The SDK loads .env on its own. Put your credentials there: 
MUDRAID_API_KEY_ID=muid_kid_...
MUDRAID_SECRET=muid_sk_...
Add .env to .gitignore.

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What’s not configurable

Timeouts and cache TTLs are internal. They’re stable in v1. You don’t tune them.